Credit scores are rising, which bodes well for mortgage seekers desiring the lowest rates. The average FICO credit score, which is a widely used measure of a person’s creditworthiness, stands at 706, a record high, according to newly released FICO data. For comparison, in 2009 at the end of the Great Recession, the average FICO score was 686. Scores average 690 in 2006 during the housing bubble. A FICO score in the range of 670 to 739 is considered “good,” and between 740 and 799 is “very good,” according to FICO.